Find Affordable Chevy Spark Insurance in Portland

Remarkably, a study showed that a large majority of consumers have bought car insurance from the same company for a minimum of four years, and just short of a majority have never quoted rates to find cheap coverage. Many drivers in Portland could save themselves nearly $970 a year just by shopping around, but they mistakenly think it’s difficult to find cheap rates by getting comparison quotes.

Discount Chevy Spark insuranceIf you want to save money, the best way to save money on car insurance rates in Portland is to regularly compare price quotes from different companies in Oregon. You can compare prices by following these steps.

The critical component of shopping around is to try to compare similar deductibles and liability limits on every price quote and to quote with as many auto insurance providers as possible. This provides an apples-to-apples comparison and the best rate selection.

The companies shown below are ready to provide free quotes in Oregon. To get cheaper auto insurance in Portland, OR, we suggest you visit two to three different companies in order to find the cheapest rates.

Protect more than your Spark

Even though it can be expensive, insurance is required in Oregon but it also protects you in many ways.

The benefits of having insurance are definitely more than the cost, particularly when you have a large claim. Despite what companies tell you, the average driver overpays as much as $820 a year so it’s very important to do a rate comparison once a year at a minimum to be sure current rates are still competitive.

Cheaper Chevy Spark insurance in Portland

Buying insurance is not cheap, but there could be significant discounts to help bring down the price. Certain reductions will be credited at the time of purchase, but some must be asked about before you get the savings.Cheaper insurance with discounts

Discounts lower rates, but many deductions do not apply to the overall cost of the policy. A few only apply to the cost of specific coverages such as collision or personal injury protection. So when the math indicates you could get a free insurance policy, it doesn’t quite work that way.

Large insurance companies and a selection of discounts can be found below.

Double check with each company to apply every possible discount. Some credits may not be available in your state. To locate insurance companies with discount insurance rates in Portland, click this link.

Independent versus exclusive insurance agents

A lot of people would prefer to talk to an insurance agent and that is just fine! Insurance agents are highly skilled in risk management and will help you if you have claims. One of the best bonuses of comparing insurance prices online is that drivers can save money and get cheaper rates and still choose a local agent.

Insurance agency in PortlandAfter filling out this quick form, the quote information is submitted to insurance agents in Portland that can provide free Portland auto insurance quotes for your coverage. There is no reason to find an agent due to the fact that quote results will go to your email. If you need to quote rates from a specific insurance provider, you would need to visit that company’s website to submit a rate quote request.

Choosing the best insurance company needs to be determined by more than just a low price. These are some valid questions you should ask.

If you would like to find a reliable insurance agent, there are a couple of different types of agents that you can select. Insurance policy providers can be described as either independent agents or exclusive agents. Either one can sell affordable insurance policies, but it’s good to learn the difference in the companies they write for because it can influence the kind of agent you use.

Exclusive Insurance Agents

Agents of this type can only provide one company’s prices and examples are AAA, Allstate, State Farm, or Farmers Insurance. Exclusive agencies are unable to compare other company’s rates so it’s a take it or leave it situation. They are well trained on what they offer and that can be a competitive advantage.

Shown below is a list of exclusive insurance agencies in Portland who can help you get comparison quotes.

7850 SW Barbur BlvdPortland, OR 97219(503) 246-7753View Map

107 SE Washington St Ste 143Portland, OR 97214(503) 230-0216View Map

11116 NE Halsey St APortland, OR 97220(503) 256-3077View Map

More insurance agents

Independent Agencies or Brokers

These agents are appointed with more than one company and that gives them the ability to insure through many different insurance companies and find the cheapest insurance rates. If prices rise, they can switch companies in-house and you can keep the same agent.

If you are trying to find cheaper rates, it’s recommended you include rate quotes from several independent insurance agents in order to compare the most rates.

Shown below are Portland independent agencies who can help you get comparison quotes.

888 SW 5th Ave #1170Portland, OR 97204(503) 467-7540View Map

425 NE Hancock StPortland, OR 97212(503) 542-1130View Map

8037 SE Stark StPortland, OR 97215(503) 760-6826View Map

More insurance agents

Once you have good responses to any questions you may have as well as an affordable premium quote, you may have just found an insurance agency that is professional and can service your policy.

Everyone needs different insurance coverages

When choosing your policy, there really isn’t a “best” method to buy coverage. Everyone’s situation is unique so your insurance should reflect thatSafe vehicles cost less to insure
Here are some questions about coverages that may help you determine if you might need professional guidance.

If it’s difficult to answer those questions but one or more may apply to you, then you may want to think about talking to an agent. To find an agent in your area, simply complete this short form or click here for a list of insurance companies in your area. It only takes a few minutes and may give you better protection.

Best auto insurance in Portland

Finding the top insurer can be rather challenging considering how many choices there are in Portland. The information listed below can help you decide which insurers you want to consider comparing rate quotes with.

Top 10 Portland Car Insurance Companies Ranked by Customer Satisfaction

  1. Titan Insurance – 95%
  2. USAA – 94%
  3. AAA Insurance – 91%
  4. Nationwide – 90%
  5. State Farm – 90%
  6. The Hartford – 89%
  7. GEICO – 89%
  8. 21st Century – 88%
  9. Liberty Mutual – 88%
  10. Allstate – 88%

A little work can save a LOT of money

We just showed you a lot of techniques to find cheaper Chevy Spark insurance in Portland. The key concept to understand is the more companies you get prices for, the higher the chance of saving money. Consumers could even find that the best premium rates are with a company that doesn’t do a lot of advertising. Smaller companies may only write in your state and offer lower prices as compared to the big name companies such as GEICO and State Farm.

When buying insurance coverage, do not sacrifice coverage to reduce premiums. In too many instances, an accident victim reduced collision coverage and learned later that a couple dollars of savings turned into a financial nightmare. The aim is to find the BEST coverage for the lowest price.

More tips and info about auto insurance can be read at these sites: