The vehicle you are seeking coverage for is one of the main factors when comparing the best cheap insurance for veterans. Vehicles with high performance features, a lack of safety features, or an increased likelihood of liability claims will cost significantly more to insure than safer models.
The next list outlines insurance prices for a selection of the most budget-friendly automobiles to insure in Oregon.
|Insured Vehicle||Estimated Cost for Full Coverage|
|Ford Escape XLS 2WD||$1,550|
|Hyundai Elantra GLS Touring Station Wagon||$1,557|
|Toyota Camry LE||$1,603|
|Dodge Grand Caravan Hero||$1,612|
|Ford Explorer Eddie Bauer 4WD||$1,632|
|Honda Accord LX-P 4-Dr Sedan||$1,661|
|Honda CR-V EX-L 4WD||$1,701|
|Ford Fusion SE 4-Dr Sedan||$1,716|
|Nissan Rogue SL 2WD||$1,719|
|Hyundai Sonata SE 4-Dr Sedan||$1,804|
|Toyota Camry Hybrid||$1,833|
|Toyota RAV4 Limited 4WD||$1,835|
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Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, claim-free, homeowner, multi-policy, and multi-vehicle. Rates do not factor in specific location information which can increase or decrease rates substantially.
By looking at the data, we can tell that makes and models like the Toyota Prius, Ford Escape, and Hyundai Elantra are most likely going to be the more affordable vehicles to insure for veterans.
Finding out which insurers offer the best auto insurance rates for veterans will take a bit more effort in order to find coverage that fits your budget. Each insurer has their own guidelines for determining rates in each state, so let’s rank the auto insurance companies with the most affordable rates in Portland.
We do need to point out that Portland, OR auto insurance rates are impacted by many things that may substantially change your annual premium. Simply getting older, becoming a homeowner, or getting a speeding ticket can trigger price changes that can make some companies more affordable than before.
Cheap Insurance Rates for Vets
Grange offers some of the best car insurance rates in Portland at around $694 each year. Country, Oregon Mutual, USAA, and Travelers also qualify as some of the lowest-priced Portland, OR car insurance companies.
As shown in the table above, if you are a customer of Country and switched to Grange, you could realize an annual premium reduction of in the neighborhood of $128. Drivers with Oregon Mutual may save as much as $134 a year, and USAA insureds might lower prices by up to $247 a year.
If you would like to find cheaper car insurance rates, click here or visit several of the following companies.
It’s important to note that these prices are averages for all types of drivers and the different vehicles they drive and do not factor in a specific vehicle garaging location for veterans. So the insurer that is best for you may not even be in the list above. That emphasizes why you need to get car insurance quotes using your own personal information and vehicle type.
For veterans, one of the big factors that are looked at to determine the amount you pay each year for auto insurance is your zip code. Cities with larger populations are more likely to have higher rates, whereas more rural areas have the benefit of cheaper car insurance.
The following table lists the priciest cities in Oregon for veterans to purchase car insurance in. Portland is listed at #2 with the annual price of $1,484 for the average policy, which is around $124 each month.
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Rate information is estimated as the specific garaging location can impact rates significantly.
How to get discounts on Portland auto insurance
Car insurance companies that provide coverage for veterans may also offer premium discounts that could reduce prices by as much as 35% if you are eligible to receive them. A few of the larger companies and a selection of discounts are shown below.
- Farm Bureau offers discounts including multi-vehicle, youthful driver, good student, multi-policy, safe driver, and 55 and retired.
- State Farm offers discounts for multiple autos, multiple policy, defensive driving training, driver’s education, passive restraint, and accident-free.
- Progressive has savings for multi-vehicle, multi-policy, continuous coverage, online quote discount, homeowner, good student, and online signing.
- Allstate may have discounts that include safe driver, senior citizen, farm vehicle, multi-policy, EZ pay plan discount, and good payer.
- Nationwide has discounts for multi-policy, anti-theft, business or organization, good student, and family plan.
- MetLife may include discounts for accident-free, good driver, good student, claim-free, and defensive driver.
The illustration below illustrates the comparison of insurance rates with and without discounts applied to the policy premium. The rate quotes are based on a female driver, no claims, a clean driving record, Oregon state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles.
The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with homeowner, vehicle safety, marriage, safe-driver, anti-theft, and accident-free discounts applied. When drivers take advantage of discounts, the average amount saved each year on auto insurance for veterans is 28% or $484.
Best auto insurance in Oregon
Picking the top insurance provider can be a challenge considering how many companies there are to choose from in Portland. The ranking data in the next section can help you pick which car insurance providers you want to consider when shopping your coverage around. These ratings only include companies with a nationwide focus, so companies that may only write in Oregon are not taken into consideration for the list.
Top 10 Major Auto Insurance Companies in Portland Ranked by A.M. Best Rating
- USAA – A++
- Travelers – A++
- GEICO – A++
- State Farm – A++
- The Hartford – A+
- Esurance – A+
- Nationwide – A+
- Allstate – A+
- Progressive – A+
- The General – A-
Top 10 Major Auto Insurance Companies in Portland Ranked by Customer Satisfaction
- USAA – 94%
- AAA Insurance – 91%
- Nationwide – 90%
- State Farm – 90%
- GEICO – 89%
- The Hartford – 89%
- The General – 88%
- 21st Century – 88%
- Allstate – 88%
- Liberty Mutual – 88%
How to find more affordable insurance for veterans
The list below details some money-saving ideas that can help Oregon drivers buy low-cost coverage.
- Drive safe vehicles
- Avoid preventable accidents
- Multi-policy discounts save money
- Avoid speeding and other traffic citations and pay less
- Avoid filing small claims
- Compare rate quotes frequently
The last item on the list is extraordinarily vital, as was emphasized in the article above. Coverage prices adjust often, so you should be ready to change to a new company if you can find a cheaper rate.
We understand brand loyalty, but it isn’t a good idea if that inflexibility results in costing you lots of money. In just a couple of minutes you could shop around and find cheaper car insurance for veterans in Portland.
The insurance agencies listed below are a good start to help you make a decision which auto insurance coverages would be the best in your situation, as some drivers aren’t sure which coverage they need and prefer to get some professional advice when buying car insurance for veterans. It can be time-consuming to find the best coverage on your own, so using a licensed agent can add satisfaction knowing your policy gives you adequate asset protection.
To locate an agency near you, click the link at the bottom.
John Freeman – State Farm Insurance Agent
8519 SE Woodstock Blvd – Portland, OR 97266 – (503) 228-1311
Dan Lucich – State Farm Insurance Agent
1516 NE 15th Ave – Portland, OR 97232 – (503) 287-3757
Reggie Guyton – State Farm Insurance Agent
8180 N Lombard St – Portland, OR 97203 – (503) 289-3601
H.Q. La – State Farm Insurance Agent
1827 NE 44th Ave #110 – Portland, OR 97213 – (503) 236-3776