Who Has the Cheapest Portland Auto Insurance for a Jeep Grand Cherokee?

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Jeep Grand Cherokee insurance
Jeep Grand Cherokee insurance image courtesy of QuoteInspector.com

Buying the best cheap coverage for a Jeep Grand Cherokee in Oregon is dependent upon a large number of rating criteria such as whether the vehicle is new, if you are a frequent claim filer, and if you have tickets or violations. Drivers will pay around $1,059 per year to insure their Grand Cherokee, but that price is an estimate based upon a 30-year-old married female driver with full coverage and $100 deductibles.

There's a high likelihood you aren't exactly 30 years old or even a female, possibly single instead of married, or maybe you just want different deductibles. Even a slight change in rating factors or requested coverage amount can make a large difference in how much coverage for a Jeep Grand Cherokee costs.

Auto insurance is not the same for everyone, so the only way to find the cheapest rates for your Jeep is to do the rate comparisons yourself. Price quotes are quick and you will receive rate quotes from top-rated car insurance companies that insure vehicles in Oregon.

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Your Jeep's trim level will be a contributing factor to the cost of insurance, so the rate you pay to insure a Grand Cherokee Laredo 2WD will be $124 less expensive the insurance cost for the more well-appointed Grand Cherokee SRT-8 4WD model, as shown by the rates below.

Jeep Grand Cherokee Insurance Rates in Portland, OR
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Cherokee Laredo 2WD $266 $486 $326 $20 $98 $1,196 $100
Grand Cherokee Laredo 4WD $266 $486 $326 $20 $98 $1,196 $100
Grand Cherokee Limited 2WD $302 $574 $326 $20 $98 $1,320 $110
Grand Cherokee Limited 4WD $302 $574 $326 $20 $98 $1,320 $110
Grand Cherokee SRT-8 4WD $302 $574 $326 $20 $98 $1,320 $110
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Data variables include married female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Oregon minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, homeowner, and safe-driver. Premium amounts do not factor in specific location which can change rates noticeably.

Picking the best car insurance company can be difficult considering how many different companies sell coverage in Portland. The ranking data below can help you select which car insurance companies to look at when comparing rates. The ratings below are only comprised of companies that insure vehicles across America, so companies without a large exposure are not included in this list.

Top 10 Major Auto Insurance Providers in Portland Ranked by Value

  1. USAA
  2. American Family
  3. The Hartford
  4. The General
  5. State Farm
  6. AAA Insurance
  7. Nationwide
  8. Allstate
  9. Esurance
  10. Safeco

Cost difference between full coverage and liability

Lowering the price of auto insurance is important to most people, and an easy way to buy cheaper insurance for a Jeep Grand Cherokee is to only buy liability insurance. The information below shows the comparison of insurance rates with full physical damage coverage and with liability coverage only. The rate quotes are based on no accidents, no driving violations, $500 deductibles, marital status is single, and no policy discounts are applied.

Averaged for all ages 20 through 70, comp and collision coverage costs an additional $1,785 per year over and above liability coverage. A very common question is when is the right time to remove full coverage. There is no exact rule to drop full coverage, but there is a general convention. If the yearly cost of full coverage is more than about 10% of the vehicle's replacement cost less your deductible, then it might be time to buy liability only.

Drive safe and save

The recommended way to snag low auto insurance premiums in Portland for a Grand Cherokee is to pay attention while driving and avoid getting tickets or having accidents. The information below demonstrates how traffic citations and at-fault claims can impact yearly insurance costs for different age groups of insureds. The costs are based on a married female driver, comp and collision included, $500 deductibles, and no additional discounts are factored in.

The data charted above shows the average cost of auto insurance per year with no accidents and a clean driving record is $1,372. Get two speeding tickets and the average cost increases to $1,944, an increase of $572 each year. Then throw in one accident along with the two speeding tickets and the yearly cost of auto insurance for a Jeep Grand Cherokee increases to an average of $2,522. That's an increase of $1,150, or $96 per month, just for not keeping your driving record clean!

How to find cheaper auto insurance for a Jeep Grand Cherokee

The list below shows some of the better penny-pinching solutions that can help drivers quote more affordable coverage.

That last piece of advice is notably necessary, as we stressed in this article. Prices vary greatly, so don't hesitate to buy a different policy if a cheaper rate is available. Brand loyalty is great, but it isn't a good idea if that faithfulness ends up costing you money that could be going to better use. It only takes a couple minutes to compare rates to find cheaper car insurance for a Jeep Grand Cherokee in Portland.

The agencies below can help you determine which policy is best, since some drivers wish to have a little guidance when trying to find lower insurance rates for a Jeep Grand Cherokee. It can be time-consuming to find the cheapest rates, so a licensed agent can give you peace of mind knowing you have adequate asset protection.

To find an agent closest to you, click the button at the bottom of the list or click here to compare rates now.

Larry Rodman - State Farm Insurance Agent
7850 SW Barbur Blvd - Portland, OR 97219 - (503) 246-7753

Metro One Insurance Agency
3423 S Telegraph Rd, Dearborn, MI 48124 - Dearborn, OR 48124 - (313) 456-9455

Ricky Hayter - State Farm Insurance Agent
7112 NE Sandy Blvd - Portland, OR 97213 - (503) 253-9315

Roland Havens - State Farm Insurance Agent
6720 NE Glisan St - Portland, OR 97213 - (503) 252-1608

Allstate Insurance: Peggy Romero
7825 SE Foster Rd - Portland, OR 97206 - (503) 255-7828

More insurance agents in Portland, OR