Save on Audi S4 Insurance in Portland

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Amazingly, most consumers have been with the same company for four years or more, and nearly 40% of drivers have never compared rates with other companies. Consumers in Portland could save an average of $1,000 each year by just comparing quotes, but they don't know the rate savings if they replace their high priced policy.

Insurance quote for Audi S4 in PortlandThe best way we recommend to find affordable Audi S4 insurance is to regularly compare quotes from companies who can sell car insurance in Portland. You can shop around by following these guidelines.

First, try to learn a little about how companies price auto insurance and the measures you can control to lower rates. Many factors that cause high rates like at-fault accidents and an imperfect credit score can be rectified by making lifestyle changes or driving safer.

Second, obtain price quotes from direct, independent, and exclusive agents. Direct and exclusive agents can give quotes from one company like Progressive or State Farm, while agents who are independent can provide price quotes for a wide range of insurance providers.

Third, compare the quotes to your existing policy and determine if there is any savings. If you can save some money, ensure there is no coverage lapse between policies.

A key point to remember is to try to use similar deductibles and liability limits on every quote request and and to get rates from as many companies as possible. Doing this ensures the most accurate price comparison and a better comparison of the market.

Companies offering cheap Audi S4 prices in Portland, OR

The companies in the list below are our best choices to provide comparison quotes in Portland, OR. If you want to find cheap car insurance in Portland, we recommend you visit as many as you can in order to get a fair rate comparison.

Insurance statistics and figures

The coverage table shown below covers a range of rate quotes for Audi S4 models. Learning more about how auto insurance premiums are formulated can help you make smart choices when comparing insurance rates.

Audi S4 Insurance Rates in Portland, OR
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
S4 Quattro 4-Dr Sedan $230 $474 $280 $16 $84 $1,084 $90
S4 Quattro 4-Dr Sedan $230 $474 $280 $16 $84 $1,084 $90
S4 Quattro 4-Dr Sedan $254 $474 $280 $16 $84 $1,108 $92
S4 Quattro 4-Dr Sedan $254 $474 $280 $16 $84 $1,108 $92
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Oregon minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, safe-driver, and homeowner. Prices do not factor in specific location information which can modify auto insurance rates substantially.

The information below shows how choosing a deductible and can raise or lower Audi S4 insurance premiums for different age groups. The costs are based on a single female driver, comp and collision included, and no discounts are applied.

Save money with discounts

Not too many consumers would say auto insurance is affordable, but there are discounts available that can dramatically reduce your bill. Many discounts should be triggered at the time of quoting, but a few need to be asked about before you get the savings.

  • Club Memberships - Having an affiliation with a professional or civic organization can get you a small discount on your next auto insurance statement.
  • No Claim Discounts - Drivers who don't have accidents get the best auto insurance rates in comparison with frequent claim filers.
  • Low Mileage - Driving fewer miles could earn cheaper rates.
  • College Student - Youth drivers living away from Portland attending college and do not have access to a covered vehicle could get you a discount.
  • Employee of Federal Government - Federal government employees can save as much as 8% but check with your company.
  • Multi-car Discount - Buying coverage for more than one vehicle with the same auto insurance company can reduce rates for all insured vehicles.
  • Good Student - Excelling in school can be rewarded with saving of up to 25%. This discount can apply up to age 25.
  • Discount for New Cars - Buying a new car model can cost up to 25% less compared to insuring an older model.

You can save money using discounts, but most discounts do not apply to all coverage premiums. Most only reduce specific coverage prices like liability, collision or medical payments. Despite the fact that it seems like you could get a free auto insurance policy, insurance companies wouldn't stay in business. But any discount will definitely reduce your auto insurance premiums.

The diagram below shows the comparison of Audi S4 insurance prices with and without discounts applied to the premium. The information is based on a male driver, no claims or driving citations, Oregon state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with safe-driver, claim-free, marriage, homeowner, multi-car, and multi-policy discounts applied.

To choose auto insurance companies that provide some of the discounts listed above in Oregon, click here.

Local Portland insurance agencies

A lot of people would rather visit with an insurance agent and often times that is recommended The best thing about comparing rate quotes online is that you can obtain cheap rate quotes and also buy local.

Find insurance agent in PortlandOnce you complete this form (opens in new window), your coverage information is submitted to companies in Portland who will gladly provide quotes for your coverage. It's much easier because you don't need to drive around because quoted prices will be sent to you instantly. You can find the lowest rates and a licensed agent to work with. If you wish to get a price quote from a specific company, feel free to search and find their rate quote page and complete a quote there.

Picking the best insurer should include more criteria than just a cheap price quote. Some important questions to ask are:

  • Do they see any coverage gaps in your plan?
  • Do they prorate repair cost based on vehicle mileage?
  • How are they compensated?
  • How would your car be valued if totaled?
  • Are they in the agency full-time?
  • What insurance companies do they work with in Portland?

Not all car insurance agents are the same

If you are wanting to find a good Portland insurance agent, it's important to understand the types of insurance agents from which to choose. Car insurance agents in Portland are considered either exclusive agents or independent agents.

Exclusive Car Insurance Agents

Agents that choose to be exclusive have only one company to place business with like AAA, State Farm, Farmers Insurance, and Allstate. They are unable to provide rate quotes from other companies so always compare other rates. They are well schooled on their products and sales techniques and that can be a competitive advantage.

Listed below are Portland exclusive agents willing to provide comparison quotes.


3118 NE Broadway St - Portland, OR 97232 - (503) 282-4569 - View Map


8519 SE Woodstock Blvd - Portland, OR 97266 - (503) 228-1311 - View Map


6720 NE Glisan St - Portland, OR 97213 - (503) 252-1608 - View Map

More insurance agents

Independent Agents

Agents of this type can sell policies from many different companies so they can insure your vehicles with an assortment of companies and get the cheapest rates. If they find a cheaper price, they can switch companies in-house and you can keep the same agent. When searching for an agent, you definitely need to include price quotes from several independent agencies to have the best price comparison.

Below are Portland independent insurance agents that can give you price quote information.


8309 SW 22nd Ave - Portland, OR 97219 - (503) 292-0075 - View Map


510 SW 5th Ave #701 - Portland, OR 97204 - (503) 251-2255 - View Map


5845 SE 82nd Ave - Portland, OR 97266 - (503) 777-5406 - View Map

More insurance agents

The best insurance company isn't always the cheapest

While you're price shopping online, you should never skimp on critical coverages to save a buck or two. There have been many situations where someone sacrificed liability limits or collision coverage only to regret at claim time they didn't have enough coverage. The aim is to get the best coverage possible at a price you can afford, not the least amount of coverage.

We just covered a lot of ways to reduce Audi S4 insurance car insurance rates online in Portland. The key thing to remember is the more you quote Portland auto insurance, the better chance you'll have of finding the cheapest Audi S4 rate quotes. You may even be surprised to find that the most savings is with the least-expected company. Regional companies may cover specific market segments cheaper as compared to the big name companies such as State Farm or Progressive.

For more information, take a look at the resources below: