Cheapest Rates for Chevy Bolt EV Insurance in Portland

Insurance for Chevy Bolt EVIt’s amazing but most car insurance buyers kept their coverage with the same car insurance company for at least four years, and just short of a majority have never compared rate quotes at all. The average driver in Oregon could save an average of about $1,000 each year by just comparing rate quotes, but they underestimate the actual amount they would save if they changed companies.

It takes a little time, but the best way to get budget Chevy Bolt EV insurance is to start comparing prices yearly from different companies who provide auto insurance in Portland. You can compare rates by following these guidelines.

  1. Get an understanding of how car insurance works and the changes you can make to keep rates in check. Many rating criteria that result in higher prices like getting speeding tickets and an imperfect credit rating can be amended by being financially responsible and driving safely.
  2. Compare price quotes from independent agents, exclusive agents, and direct companies. Exclusive and direct companies can only give prices from one company like GEICO and State Farm, while agents who are independent can provide prices for many different companies.
  3. Compare the new rate quotes to your existing policy and see if there is a cheaper rate. If you can save money and buy the policy, make sure there is no lapse in coverage.
  4. Notify your current company to cancel your current coverage. Submit the signed application along with the required initial payment to your new agent or company. Once coverage is bound, keep your new proof of insurance certificate with the vehicle registration.

An important part of this process is that you’ll want to compare identical deductibles and limits on each quote request and and to get price quotes from as many companies as possible. This provides a level playing field and a complete price analysis.

Locating the best insurance company for you in Portland can initially seem challenging. In a nutshell, everyone who shops for car insurance will most likely be able to find better rates. Nevertheless, Oregon drivers must know how big insurance companies determine what you pay and apply this information to your search.

The method we recommend to compare policy rates for Chevy Bolt EV insurance in Portland is to know the fact car insurance companies will pay a fee to compare their rates. All you need to do is provide details such as if a SR-22 is needed, whether you are married, if the car is leased, and how old drivers are. The data is instantly sent to many different companies and you should receive rate quotes instantly to find the best rate.

If you would like to compare rates now, click here and complete the quick form.

The providers in the list below are our best choices to provide price comparisons in Portland, OR. If you want the best cheap auto insurance in Portland, it’s highly recommended you get rates from several of them to get a more complete price comparison.

You may qualify for discounts for Chevy Bolt EV insurance in Portland

Car insurance is easily one of your largest bills, but you may qualify for discounts that you may not even be aware of. Most are applied when you complete an application, but some discounts are required to be specially asked for before being credited.Discount car insurance

Drivers should understand that some of the credits will not apply to the entire policy premium. Some only reduce the price of certain insurance coverages like liability and collision coverage. So even though you would think you would end up receiving a 100% discount, nobody gets a free ride.

Popular car insurance companies and some of the discounts include:

If you need lower rates, check with every insurance company which discounts they offer. Depending on the company, some discounts may not be offered in every state.

Protect more than your Bolt EV

Even though it can be expensive, insuring your vehicle is most likely required but also gives you several important benefits.

First, the majority of states have compulsory liability insurance requirements which means it is punishable by state law to not carry a specific minimum amount of liability insurance coverage if you don’t want to risk a ticket. In Oregon these limits are 25/50/20 which means you must have $25,000 of bodily injury coverage per person, $50,000 of bodily injury coverage per accident, and $20,000 of property damage coverage.

Second, if you bought your vehicle with a loan, more than likely the lender will make it mandatory that you have insurance to ensure loan repayment if the vehicle is totaled. If you cancel or allow the policy to lapse, the bank or lender will purchase a policy for your Chevy at a much higher premium rate and force you to pay the higher price.

Third, insurance protects both your vehicle and your personal assets. It will also provide coverage for medical expenses incurred in an accident. Liability insurance, one of your policy coverages, will also pay for a defense attorney in the event you are sued. If mother nature or an accident damages your car, comprehensive and collision coverage will pay all costs to repair after the deductible has been paid.

The benefits of insuring your Bolt EV definitely exceed the price paid, particularly if you ever have a claim. In a recent study of 1,000 drivers, the average customer is overpaying more than $750 every year so compare rates once a year at a minimum to help ensure money is not being wasted.

Ratings for Oregon car insurance companies

Buying coverage from the right car insurance provider can be rather challenging considering how many choices there are in Portland. The information in the lists below may help you analyze which companies you want to consider shopping your coverage with.

Top 10 Portland Car Insurance Companies Overall

  1. USAA
  2. American Family
  3. State Farm
  4. The Hartford
  5. AAA Insurance
  6. GEICO
  7. The General
  8. Titan Insurance
  9. Progressive
  10. Mercury Insurance

Local Portland insurance agents and insurance

A small number of people prefer to visit with an insurance agent and that is a personal choice. One of the benefits of comparing insurance online is you can get lower rates and also buy local.

Insurance agents in PortlandAfter filling out this quick form, your insurance coverage information is submitted to insurance agents in Portland who will give you bids to get your business. It simplifies rate comparisons since you won’t have to contact any insurance agencies since price quotes are sent instantly to you. You can find better rates and a licensed agent to talk to. In the event you want to get a comparison quote from a specific insurance company, you just need to navigate to their website to submit a rate quote request.

Finding the right insurer should include more criteria than just a cheap price. Ask your prospective agent these questions:

If you are searching for a local Portland insurance agency, it’s important to understand the different agency structures and how they can quote your rates. Insurance policy providers may be either independent or exclusive.

Exclusive Insurance Agencies

Exclusive agents can only place business with one company and some examples include State Farm, Allstate, or Farmers Insurance. Exclusive agents cannot place coverage with different providers so you need to shop around if the rates are high. They receive a lot of sales training on their company’s products which helps them compete with independent agents.

Shown below are exclusive agencies in Portland that can give you rate quotes.


8305 SE Monterey Ave #102Portland, OR 97086(503) 653-6392View Map


736 NW 12th Ave #100Portland, OR 97209(503) 227-1393View Map


8180 N Lombard StPortland, OR 97203(503) 289-3601View Map

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Independent Insurance Agents

Independent insurance agents are normally appointed by many insurers and that allows them to write policies with an assortment of companies and potentially find a lower price. If premiums increase, your policy is moved internally and the insured can keep the same agent.

When comparison shopping, you should always include price quotes from several independent agencies for maximum quote selection.

Below are independent insurance agencies in Portland willing to provide comparison quotes.


1819 SW 5th AvePortland, OR 97201(503) 277-2300View Map


510 SW 5th Ave #701Portland, OR 97204(503) 251-2255View Map


1521 SW Salmon StPortland, OR 97205(503) 227-1771View Map

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