Save Money on Porsche 911 Insurance in Portland

Want to know an easy way to compare low-cost Porsche 911 insurance in Portland? Are you kicking yourself for buying an under-performing, overpriced insurance policy? Don’t feel bad because many Portland consumers feel financially strained by their insurance policy.

Insurance for Porsche 911Everyone knows that insurance companies want to prevent you from shopping around. Consumers who shop around for better prices are very likely to buy a new policy because there is a high probability of getting low-cost coverage. A recent survey revealed that drivers who shopped around every year saved about $865 a year compared to policyholders who never compared other company’s rates.

If finding the lowest price for car insurance in Portland is why you’re here, understanding the best way to quote and compare insurance coverage can make the process less intimidating.

Steps to buying affordable Porsche 911 insurance in Portland

If saving the most money is your goal, then the best way to save on Porsche 911 insurance in Portland is to make a habit of regularly comparing prices from providers that insure vehicles in Oregon. You can compare rates by following these steps.

  1. Try to understand what coverages are included in your policy and the steps you can take to lower rates. Many factors that result in higher rates like traffic citations and a bad credit rating can be eliminated by being financially responsible and driving safely. Keep reading for more ideas to get affordable coverage and find additional discounts.
  2. Quote rates from direct, independent, and exclusive agents. Exclusive and direct companies can only provide price estimates from a single company like Progressive and State Farm, while independent agents can quote prices from many different companies. View companies
  3. Compare the price quotes to your current policy and determine if there is any savings. If you find better rates and switch companies, make sure there is no lapse between the expiration of your current policy and the new one.

An important part of this process is that you use the same liability limits and deductibles on every quote request and and to get prices from every insurance company. This helps ensure an accurate price comparison and a thorough selection of prices.

Big companies like GEICO, Farmers Insurance and State Farm continually hit you with fancy advertisements and it is challenging if not impossible to see past the geckos and flying pigs and effectively compare rates to find the best deal.

It is always a good idea to compare premium rates before your policy renews because prices are adjusted regularly by insurance companies. Despite the fact that you may have had the best quotes on Porsche 911 insurance in Portland two years ago the chances are good that you can find a lower rate today. There are a lot of ways to save on 911 insurance online, but in just a couple of minutes you can learn some of the best techniques to find affordable insurance in Portland.

The best way to get policy rate comparisons for Porsche 911 insurance in Portland is to understand most of the bigger providers pay for the opportunity to provide you with free rate quotes. To get started, all you need to do is spend a couple of minutes providing details such as your job, how you use your vehicles, how many miles driven, and the type of vehicles you drive. Your details is instantly provided to insurance companies and you receive quotes with very little delay.

To start a quote now, click here and complete the form.

The following companies can provide free rate quotes in Oregon. If you want the best cheap car insurance in Portland, OR, it’s highly recommended you click on several of them in order to get a fair rate comparison.

Coverage statistics and figures

The coverage table displayed below highlights estimates of insurance coverage prices for Porsche 911 models. Knowing how auto insurance prices are established can be valuable when making decisions on which coverage to buy.


Porsche 911 Insurance Rates in Portland, OR
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $374 $786 $320 $18 $96 $1,594 $133
911 Carrera 4 2-Dr Coupe $406 $786 $320 $18 $96 $1,626 $136
911 Carrera 2 Cabriolet 2-Dr Convertible $406 $786 $272 $16 $82 $1,562 $130
911 Carrera 2 S 2-Dr Coupe $406 $786 $320 $18 $96 $1,626 $136
911 Carrera 4 Cabriolet 2-Dr Convertible $406 $786 $272 $16 $82 $1,562 $130
911 Carrera 4S 2-Dr Coupe $406 $860 $320 $18 $96 $1,700 $142
911 Carrera Targa 2-Dr Coupe $406 $860 $320 $18 $96 $1,700 $142
911 Carrera 2 S 2-Dr Convertible $406 $860 $272 $16 $82 $1,636 $136
911 Carrera 4S Cabriolet 2-Dr Convertible $438 $786 $272 $16 $82 $1,594 $133
911 Carrera Targa S 2-Dr Coupe $438 $860 $320 $18 $96 $1,732 $144
911 GT3 2-Dr Coupe $438 $936 $320 $18 $96 $1,808 $151
911 GT3 RS 2-Dr Coupe $502 $1010 $320 $18 $96 $1,946 $162
911 Turbo 2-Dr Coupe $502 $1010 $320 $18 $96 $1,946 $162
911 Turbo 2-Dr Convertible $502 $1084 $272 $16 $82 $1,956 $163
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Oregon minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Rates do not factor in garaging location in Portland which can decrease or increase auto insurance rates considerably.

Physical damage deductibles: Should you raise them?

One frequently asked question is how high should the physical damage coverage deductibles be. The comparisons below can help you understand the difference in cost when you select higher and lower coverage deductibles. The first rate quote example uses a $250 physical damage coverage deductible and the second rate table uses a $1,000 deductible.


Porsche 911 insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $374 $786 $320 $18 $96 $1,619 $135
911 Carrera 4 2-Dr Coupe $406 $786 $320 $18 $96 $1,651 $138
911 Carrera 2 Cabriolet 2-Dr Convertible $406 $786 $272 $16 $82 $1,587 $132
911 Carrera 2 S 2-Dr Coupe $406 $786 $320 $18 $96 $1,651 $138
911 Carrera 4 Cabriolet 2-Dr Convertible $406 $786 $272 $16 $82 $1,587 $132
911 Carrera 4S 2-Dr Coupe $406 $860 $320 $18 $96 $1,725 $144
911 Carrera Targa 2-Dr Coupe $406 $860 $320 $18 $96 $1,725 $144
911 Carrera 2 S 2-Dr Convertible $406 $860 $272 $16 $82 $1,661 $138
911 Carrera 4S Cabriolet 2-Dr Convertible $438 $786 $272 $16 $82 $1,619 $135
911 Carrera Targa S 2-Dr Coupe $438 $860 $320 $18 $96 $1,757 $146
911 GT3 2-Dr Coupe $438 $936 $320 $18 $96 $1,833 $153
911 GT3 RS 2-Dr Coupe $502 $1010 $320 $18 $96 $1,971 $164
911 Turbo 2-Dr Coupe $502 $1010 $320 $18 $96 $1,971 $164
911 Turbo 2-Dr Convertible $502 $1084 $272 $16 $82 $1,981 $165
Get Your Own Custom Quote Go

Porsche 911 insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
911 Carrera 2 2-Dr Coupe $232 $494 $320 $18 $96 $1,160 $97
911 Carrera 4 2-Dr Coupe $250 $494 $320 $18 $96 $1,178 $98
911 Carrera 2 Cabriolet 2-Dr Convertible $250 $494 $272 $16 $82 $1,114 $93
911 Carrera 2 S 2-Dr Coupe $250 $494 $320 $18 $96 $1,178 $98
911 Carrera 4 Cabriolet 2-Dr Convertible $250 $494 $272 $16 $82 $1,114 $93
911 Carrera 4S 2-Dr Coupe $250 $542 $320 $18 $96 $1,226 $102
911 Carrera Targa 2-Dr Coupe $250 $542 $320 $18 $96 $1,226 $102
911 Carrera 2 S 2-Dr Convertible $250 $542 $272 $16 $82 $1,162 $97
911 Carrera 4S Cabriolet 2-Dr Convertible $270 $494 $272 $16 $82 $1,134 $95
911 Carrera Targa S 2-Dr Coupe $270 $542 $320 $18 $96 $1,246 $104
911 GT3 2-Dr Coupe $270 $588 $320 $18 $96 $1,292 $108
911 GT3 RS 2-Dr Coupe $310 $634 $320 $18 $96 $1,378 $115
911 Turbo 2-Dr Coupe $310 $634 $320 $18 $96 $1,378 $115
911 Turbo 2-Dr Convertible $310 $682 $272 $16 $82 $1,362 $114
Get Your Own Custom Quote Go

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, and Oregon minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Price information does not factor in specific location which can change premiums significantly.

Using the data above, we can ascertain that using a $250 deductible costs roughly $43 more each month or $516 for a full year averaged for all 911 models than requesting the higher $1,000 deductible. Since you would pay $750 more out-of-pocket with a $1,000 deductible as compared to a $250 deductible, if you have more than 17 months between claims, you would save more money if you opt for a higher deductible.

Cost difference between full coverage and liability

The chart below visualizes the comparison of Porsche 911 auto insurance rates with full coverage compared to only the Oregon minimum liability coverage. The premiums are based on no tickets, no at-fault accidents, $500 deductibles, drivers are not married, and no additional discounts are factored in.

Deciding between full coverage and liability only

There is no written rule of when to drop comp and collision coverage, but there is a guideline you can use. If the annual cost of having full coverage is about 10% or more of the settlement you would receive from your company, then it may be the right time to buy liability only.

For example, let’s assume your Porsche 911 claim settlement value is $9,000 and you have $1,000 physical damage deductibles. If your vehicle is totaled in an accident, the most you would get paid by your company is $8,000 after paying your deductible. If you are paying in excess of $800 a year to have full coverage, then you may need to consider dropping full coverage.

There are some circumstances where eliminating full coverage is not advised. If you haven’t paid off your loan, you are required to maintain full coverage in order to keep the loan. Also, if you can’t afford to buy a different vehicle if your current one is totaled, you should keep full coverage.

Tailor your car insurance coverage to you

Always remember that when buying your policy for your vehicles, there really is not a one size fits all plan. You are unique so your insurance should reflect thatDrive safe and save
Here are some questions about coverages that can help discover if you will benefit from professional help.

If you’re not sure about those questions then you might want to talk to a licensed insurance agent. To find lower rates from a local agent, complete this form or you can go here for a list of companies in your area.

Get rate quotes but buy from a local Portland insurance agency

Many drivers would rather buy from a local agent and that is recommended in a lot of cases A nice benefit of comparing rate quotes online is the fact that drivers can get cheap car insurance quotes and still have a local agent. And providing support for local insurance agents is important particularly in Portland.

Insurance agents in PortlandFor easy comparison, once you complete this short form, the coverage information is instantly submitted to local insurance agents that can provide free Portland car insurance quotes for your insurance coverage. You don’t have to leave your house because prices are sent to your email. You can find lower rates without having to waste a lot of time. If for some reason you want to compare rates from a specific car insurance provider, feel free to visit that company’s website and submit a quote form there.

If you’re trying to find a reliable insurance agent, there are two different agency structures and how they differ in how they quote coverages. Agents in Portland are considered either independent agents or exclusive agents depending on their employer.

Independent Car Insurance Agents

Agents that elect to be independent do not work for one specific company and that is an advantage because they can write policies through many companies and find the cheapest car insurance rates. If prices rise, your agent can just switch to a different company which requires no work on your part. When comparing car insurance prices, you absolutely need to include rate quotes from a few independent agents so that you have a good selection of quotes to compare.

Below is a list of independent insurance agents in Portland that can possibly get you free car insurance rate quotes.


8309 SW 22nd AvePortland, OR 97219(503) 292-0075View Map


10402 NE Sandy BlvdPortland, OR 97220(503) 256-2020View Map


4415 NE Sandy Blvd Ste 200Portland, OR 97213(503) 249-7667View Map

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Exclusive Car Insurance Agents

Exclusive insurance agents can only write with one company and examples are State Farm, AAA, Farmers Insurance or Allstate. They are unable to provide other company’s prices so keep that in mind. They are usually quite knowledgeable on what they offer which helps them sell insurance even at higher premiums.

Shown below are exclusive insurance agencies in Portland that can give you price quotes.


322 NE 82nd AvePortland, OR 97220(503) 252-1114View Map


1018 NW 13th AvePortland, OR 97209(503) 222-7771View Map


6305 SE Powell BlvdPortland, OR 97206(503) 771-2579View Map

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Picking an insurance agency is decision based upon more than just a cheap price. Some important questions to ask are:

How to find a good Oregon auto insurance company

Picking the best insurer can be rather challenging considering how many companies are available to choose from in Oregon. The company rank data listed below could help you analyze which car insurance companies to look at purchasing from.

Top 10 Portland Car Insurance Companies Ranked by Claims Service

  1. State Farm
  2. Esurance
  3. AAA Insurance
  4. Progressive
  5. Liberty Mutual
  6. GEICO
  7. Allstate
  8. Titan Insurance
  9. The Hartford
  10. Mercury Insurance

Top 10 Portland Car Insurance Companies Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. Mercury Insurance
  5. The General
  6. Progressive
  7. Allstate
  8. AAA Insurance
  9. American Family
  10. Nationwide